Ameriana defines Business Banking Clients as companies from start-up through $20 million in annual revenues.  Ameriana small business banking is different for a few important reasons.  Our financial products are designed to meet the needs of the clients we serve.  Our Commercial Lenders are able to work with each customer individually to insure that our products fit their needs.  In addition, we have maintained decision-making at the front line which means that the majority of our loans are reviewed and approved at the lending officer level.  Most importantly, we are dedicated to providing the fastest turnaround time available anywhere...your loan will not be delayed by cumbersome procedures and layers of bureaucracy.

Our loan products include: 

• Lines of Credit
• 20 year fully amortizing commercial real estate mortgages
• Ability to fix interest rates on commercial mortgage loans for up to 10 years
• SBA Lender
• Working Capital Loans
• Equipment Term Loans