Saturday, May 17, 2008 

Business Edition:  Ideal for small, privately-held businesses with small credit-line requests who do not want rewards.

• No Annual Fee.
• Manage and track expenses.
• Separate expenditures for items such as office supplies, day-to-day business purchases, company travel and entertainment.
• 0.00^% APR for the first nine billing cycles on purchases and balance transfers.
• The greater of 11.99^% Floor Rate or 8.00^% + Index Rate* for purchases.
• The greater of 19.99^% Floor Rate or 18.50^% + Index Rate* for cash advances.
• Cash at over 957,000 ATMs.
• Cash at 380,000 Banks Worldwide.
• Purchase Power at 25,000,000 Locations.

Business Edition Plus with Maximum Rewards:  Ideal for businesses with any credit-line requests wanting a rewards program.

• No Annual Fee.
• Manage and track expenses.
• Separate expenditures for items such as office supplies, day-to-day business purchases, company travel and entertainment.
• Earn 1 point for every $1 in purchases.
• Redeem a reward with only 2,500 points.
• Three year expiration cap.
• No annual point cap.
• Redeem points for items such as office equipment, merchandise, full service travel with no restrictions, gift cards or certificates, cash back to your account, experiential rewards or charitable donations.
• 0.00^% APR for the first six billing cycles on purchases and balance transfers.
• The greater of 11.99^% Floor Rate or 8.00^% + Index Rate* for purchases.
• The greater of 19.99^% Floor Rate or 18.50^% + Index Rate* for cash advances.
• Cash at over 957,000 ATMs.
• Cash at 380,000 Banks Worldwide.
• Purchase Power at 25,000,000 Locations.

Commercial Edition:  Ideal for mid-to large-sized companies.

• Place electronic controls and restrictions.
• Online account access.
• Categorize employee card use.
• Receive monthly paper management reports.
• Roll-up billing.
• Manage expenses from travel, entertainment or procurement.
• The greater of 11.99^% Floor Rate or 8.00^% + Index Rate** for purchases.
• The greater of 19.99^% Floor Rate or 18.50^% + Index Rate* for cash advances.
• Cash at over 957,000 ATMs.
• Cash at 380,000 Banks Worldwide.
• Purchase Power at 25,000,000 Locations.

Purchasing Edition:  Ideal for mid-to-large sized companies needing more than ten cards.

• Place electronic controls and restrictions.
• Online account access.
• Provides streamlined accounts payable.
• Level II and III reporting.
• Roll-up billing.
• Simplifies procurement process.
• Manage expenses from repetitive spending, specific types of purchases and indirect business-to-business expenses.
• The greater of 11.99^% Floor Rate or 8.00^% + Index Rate** for purchases.
• The greater of 19.99^% Floor Rate or 18.50^% + Index Rate* for cash advances.
• Cash at over 957,000 ATMs.
• Cash at 380,000 Banks Worldwide.
• Purchase Power at 25,000,000 Locations.

*The Index Rate is the highest U.S. Prime Rate as published in the Wall Street Journal on any day during the 90 days immediately preceding the last day of each calendar month.
**The Index Rate is the highest one-month London Interbank Offered Rate as quoted in the Wall Street Journal on any day during the 90 days immediately preceding the last day of each calendar month.