Mortgage Checklist
Before you apply
To make applying for your Ameriana mortgage loan easier, either in person or online, please gather the following details about your:
Home
- Purchase agreement for your new home
- Home address for the last two years
- Home telephone number
Employment
- Name, address and telephone number for your current employer(s)
- Name, address and telephone number for all employers in the last two years
- Most recent two years W2s and pay stubs documenting the most recent 30 days
- Social Security and/or other benefit award letters
Identifying Information
- Government-issued photo identification
- Name, address, telephone number and social security number
- Second piece of identification
Taxes
- If you are self employed or a commissioned employee, state and federal tax returns for the last two years and your year-to-date profit/loss statement
Assets
- Account numbers and current balances for checking, savings and other deposit accounts
- Last three bank statements for those accounts
- Addresses, account numbers, current unpaid balances and monthly payment amounts for all debts
- Details about all of the real estate you own and any other existing mortgages
While additional information may be needed, this is certainly enough to get you off to a fast start. Apply online today or contact your Ameriana mortgage representative for a personalized consultation.