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Ameriana Bank started out, way back in 1890, serving homebuyers as a local savings and loan. Today as always, we're particularly dedicated to building community by making it possible for people to own the home that makes sense for them. And needless to say, we've developed keen mortgage lending expertise along the way.

With our easy to use tools, you're almost home.

You can count on our helpful tools - and tireless loan officers - to make your Ameriana mortgage a simple, stress-free process. You can apply online, so let's get started!

Take advantage of our special mortgage rates to make your dream home more affordable.

Whether you're buying or refinancing, this is the perfect time to get pre-approved or discuss a current mortgage analysis.

Term Special Mortgage Rate
Rate APR* Payment**
10 year fixed-rate 2.49% 2.752% $942.241
15 year fixed-rate 3.125% 3.311% $696.612
20 year fixed-rate 3.75% 3.900% $595.893
30 year fixed-rate 3.99% 4.100% $476.844
Ameriana 97:  30 year fixed-rate
4.24% 4.352% $491.354

Be sure to ask about Ameriana 97, which allows you to put as little as 3% down toward the purchase of your home.

 *APR accurate as of 2/6/14.  Rate subject to change or cancellation without notice.  Financing subject to normal credit underwriting standards.  Proof of Homeowner's Insurance is required prior to loan closing.  **Monthly payment based on loan amount of $100,000 and includes principal and interest only.  Taxes, insurance and other fees are not included.  1Payment term of 120 months.  2Payment term of 180 months.  3Payment term of 240 months.  4Payment term of 360 months.  5Certain conditions apply.




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