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Personal Checking Accounts




A+ Money Manager

Best if you want

A worry-free account with no monthly maintenance fees. 1

To avoid ATM surcharges, but still want a free checking account.

To earn a higher rate of interest on your higher balances.

Open your account today


No minimum monthly balance requirements2


No monthly service fees

If you set up free direct deposit or if you're a full-time student. 3

 If you maintain an average daily balance of $5,000.

Up to four surcharge refunds per month when you use another bank's ATM



Free Visa Check Card
Free Ameriana Online 24 with billpayonline

Free Mobile Banking App with Mobile Check Deposit4

Free online banking extras, such as FinanceWorks and free text and email account alerts
Purchase Rewards, which allows Check Card customers to earn cash back for everyday debit card purchases

Overdraft Protection

Free Ameriana Action Line, free Online Statements and
free Combined Statements

Free Direct Deposit and Unlimited Checkwriting

Visa Gift Cards

Free and Easy Ameriana Switch Kit

1Fees may apply for certain optional checking services. 2$50 minimum opening balance required for all personal checking accounts. 3Direct deposit or full-time student status is required to waive $10 monthly service fee. Limited to four domestic non-Ameriana ATM transaction fee waivers per month. Domestic non-Ameriana ATM transactions in excess of four per month are subject to normal ATM surcharges. 4Your mobile carrier's text messaging and data access charges may apply. Deposit(s) must be under $900 to be accepted. Deposits may not be available for immediate withdrawal. 5May be subject to credit approval.





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