Personal Checking

You'll find the features you want and the flexibility you need with one of Ameriana's checking account options.

Freedom Checking

There's no monthly service charge on this non-interest bearing account.

You can benefit from:

• No requirement to maintain a minimum balance
• No per-check charges

You also receive:

• Free Ameriana Online 24 and free billpayonline
• Free Mobile Banking with Mobile Check Deposit¹
• Free cell phone and e-mail account alerts
• Free Online Statements
• Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24, Mobile Banking App) and numerous deposit options (night, mail, direct deposit, Mobile Check Deposit)
• Access to Overdraft Protection
• Check safekeeping

On-The-Go Checking

This non-interest bearing account includes four free domestic non-Ameriana ATM transactions per month². The monthly fee is waived if you are a full-time student or you set up a monthly direct deposit.

You can benefit from:

• No requirement to maintain a minimum balance
• No per-check charges
• No transaction limits

You receive:

• Free Ameriana Online 24 and free billpayonline
• Free Mobile Banking with Mobile Check Deposit¹
• Free mobile phone and e-mail account alerts
• Free Online Statements.
• Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24, Mobile Banking App) and numerous deposit options (night, mail, direct deposit, Mobile Check Deposit)
• Access to Overdraft Protection
• Check safekeeping

Interest Checking

This interest-bearing checking account has tiered interest rates and the monthly service fee is waived if you maintain a minimum average daily balance.

You can:

• Earn a highly competitive rate of interest and waive monthly and transaction fees when you maintain a minimum average daily balance
• Earn a higher rate of interest with higher balances
• Make unlimited transactions with no per-check charges

You also receive:

• Your first order of specialty checks for free or earn a credit toward custom checks
• Free Ameriana Online 24 and free billpayonline
• Free Mobile Banking with Mobile Check Deposit¹
• Free cell phone and e-mail account alerts
• Free Online Statements
• Unlimited transactions with no per-check charges
• Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24, Mobile Banking App) and numerous deposit options (night, mail, direct deposit, Mobile Check Deposit)
• Access to Overdraft Protection
• Check safekeeping

A+ Money Manager Checking

For high-balance customers, this interest-bearing account offers unlimited check writing and a tiered interest rate.

You can:

• Earn a higher rate of interest with higher balances
• Earn a highly competitive rate of interest and waive monthly fees when you maintain a minimum average daily balance
• Make unlimited transactions with no per-check charges
• Pay no issue fee for money orders

You also receive:

• Your first order of specialty checks for free or earn a credit toward custom checks
• Free Ameriana Online 24 and free billpayonline
• Free Mobile Banking with Mobile Check Deposit¹
• Free mobile phone and e-mail account alerts
• Free Online Statements
• Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24, Mobile Banking App) and numerous deposit options (night, mail, direct deposit, Mobile Check Deposit)
• Increased Ameriana Visa Check Card limits
• InstaCash Overdraft Protection with approved application

Contact us to set up your Ameriana checking account today.

¹Your mobile carrier's text messaging and data access charges may apply.  Deposit(s) must be under $900 to be accepted.  Deposits may not be available for immediate withdrawal.  ²Domestic non-Ameriana ATM transactions in excess of four per month are subject to normal ATM surcharges.