Personal Checking
You'll find the features you want and the flexibility you need with one of Ameriana's checking account options.
Freedom Checking
There's no monthly service charge on this non-interest bearing account.
You can benefit from:
- No requirement to maintain a minimum balance
- No per-check charges
You also receive:
- Free Ameriana Online 24 and free billpayonline
- Free cell phone and e-mail account alerts
- Free Online Statements
- Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24) and numerous deposit options (night, mail, direct deposit)
- Access to Overdraft Protection
- Check safekeeping
On-The-Go Checking
This non-interest bearing account includes eight free domestic non-Ameriana ATM transactions per month1. The monthly fee is waived if you are a full-time student or you set up a monthly direct deposit.
You can benefit from:
- No requirement to maintain a minimum balance
- No per-check charges
- No transaction limits
You receive:
- Free Ameriana Online 24 and free billpayonline
- Free mobile phone and e-mail account alerts
- Free Online Statements.
- Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24) and numerous deposit options (night, mail, direct deposit)
- Access to Overdraft Protection
- Check safekeeping
Interest Checking
This interest-bearing checking account has tiered interest rates and the monthly service fee is waived if you maintain a minimum average daily balance.
You can:
- Earn a highly competitive rate of interest and waive monthly and transaction fees when you maintain a minimum average daily balance
- Earn a higher rate of interest with higher balances
- Make unlimited transactions with no per-check charges
You also receive:
- Your first order of specialty checks for free or earn a credit toward custom checks
- Free Ameriana Online 24 and free billpayonline
- Free cell phone and e-mail account alerts
- Free Online Statements
- Unlimited transactions with no per-check charges
- Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24) and numerous deposit options (night, mail, direct deposit)
- Access to Overdraft Protection
- Check safekeeping
A+ Money Manager Checking
For high-balance customers, this interest-bearing account offers unlimited check writing and a tiered interest rate.
You can:
- Earn a higher rate of interest with higher balances
- Earn a highly competitive rate of interest and waive monthly fees when you maintain a minimum average daily balance
- Make unlimited transactions with no per-check charges
- Pay no issue fee for money orders or travelers cheques
You also receive:
- Your first order of specialty checks for free or earn a credit toward custom checks
- Free Ameriana Online 24 and free billpayonline
- Free mobile phone and e-mail account alerts
- Free Online Statements
- Convenient, easy access to your funds (in person, by check, Visa ATM, Visa Check Card, Ameriana Action Line, Ameriana Online 24) and numerous deposit options (night, mail, direct deposit)
- Increased Ameriana Visa Check Card limits
- InstaCash Overdraft Protection with approved application
Contact us to set up your Ameriana checking account today.
1Domestic non-Ameriana ATM transactions in excess of eight per month are subject to normal ATM surcharges.
