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Personal Checking Accounts




A+ Money Manager

ONE Account
Best if you want A simple account to help avoid overdrafts.

A worry-free account with no monthly maintenance fees.1

To avoid ATM surcharges.

To earn a higher rate of interest on your higher balances.

To earn interest by using
your debit card.2

Open your account today


No minimum monthly balance requirements3


No monthly service fees  

If you set up free direct deposit or if you're a full-time student

 If you maintain an average daily balance of $5,000+

If you maintain an average daily balance of $5,000+ or a cumulative monthly direct deposit of $2,000+
Up to four surcharge refunds per month when you use another bank's ATM4  



Free Visa Instant Check Card
Free Ameriana Online 24 with billpayonline

Free Mobile Banking App with Mobile Check Deposit5and Bill Pay

Free online banking extras, such as FinanceWorks and free text and email account alerts

Purchase Rewards, which allows Check Card customers to earn cash back for everyday debit card purchases

Overdraft Protection

Free Ameriana Action Line, free Online Statements and free Combined Statements

Free Direct Deposit and Unlimited Checkwriting Free Direct Deposit Only (No checks will be issued)

Free and Easy Ameriana Switch Kit

1Fees may apply for certain optional checking services.  2Customer must perform eight debit card transactions per month, no grace period, to qualify for a higher interest rate. 3$50 minimum opening balance required for all personal checking accounts. 4Limited to four domestic non-Ameriana ATM transaction fee waivers per month. Domestic non-Ameriana ATM transactions in excess of four per month are subject to normal ATM surcharges. 5Your mobile carrier's text messaging and data access charges may apply. Deposit(s) must be under $900 to be accepted. Deposits may not be available for immediate withdrawal. 6May be subject to credit approval or a qualified checking or savings account.





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