We all want to manage our money better - to set up a realistic budget, monitor how closely we're sticking to that budget and determine if we're reaching our financial goals - but a lot of us don't have the time or expertise to set up spreadsheets or import/export documents into financial programs, so we procrastinate. FinanceWorks was designed with your needs in mind. It gives you better control over your finances with easy-to-use online tools available through your online banking account.

• Access account information at over 16,000 financial institutions and creditors. Simply log into Ameriana Online 24, use the FinanceWorks product, and you'll be able to connect to your other accounts; like credit cards, loans, checking or savings accounts, investment accounts. You'll be able to see them all here with just one login.
• See where you're spending your money. FinanceWorks categorizes your transactions from your accounts so you can control spending more easily, stay on budget and save more.
• Ensure your bills are paid on time. With FinanceWorks, you can manage bills all in one place, regardless of how you pay them, and schedule reminders to avoid missed payments and late fees.
• Manage your cash flow. Projected cash flow tells you how much you have available to spend (or save) until your next paycheck.
• Available through Ameriana Online 24 for free.

View the FinanceWorks demo below.

Online Banking Enhancements

Ameriana is excited about the enhancements that have been made to Ameriana Online 24, our consumer internet banking product.  When you log in, the first thing you'll see is a "dashboard" screen, similar to the one shown below, that gives you easy access to the options you use most. 

The dashboard allows you to keep track of your other balances - including your credit cards and accounts you hold with different financial institutions - all on one homepage.  The display adjusts to fit to your screen, plus you can opt to hide or show account groups with just a click.  In addition, there are quick-reference extras such as a calculator and calendar at your fingertips to help make it faster and easier to manage your finances.  Access an overview of the online banking enhancements, or view an updated online banking demo. (Simply click the "Login" button on the screen that opens when you click this link.)

Purchase Rewards

In addition, we offer a benefit to Ameriana debit card users called Purchase Rewards.  Purchase Rewards allows you to earn cash for your everyday debit card purchases.  Offers vary and are personalized based on your debit card spending habits and there is no limit to the cash back that you can earn - it's like being paid to use your debit card.