A basic savings account that allows daily access, earns interest and has quarterly statements. Open your account with as little as $10. You can waive monthly fees by maintaining a minimum balance, and there is no service charge if the account holder is under 18 years of age.
Combined with a High Deductible Health Plan (HDHP), an HSA is an alternative to traditional health insurance.
Earn a higher rate of interest than standard savings accounts with an Ameriana certificate of deposit. There are a variety of terms available, from 91 days to up to seven years, and your funds are insured by the FDIC.
To learn more about our interest rates and investment options, please contact your local banking center or contact Customer Care at 800-487-2118.
Start a disciplined savings plan with an Ameriana Loadable CD. It offers a higher interest rate than a traditional savings account with the flexibility to add money into it at any time. Here's some more good news:
Automatic transfer must be set up at account opening to receive a higher rate. Interest payable at maturity. Penalty for withdrawal is all accrued interest at time of withdrawal. Withdraws within the first six days after account opening will be charged seven days' interest. Any withdraw will close the account. Account opening amounts under $500 must have automatic transfer of at least $50 per month. $50,000 maximum.
IRAs are a great choice to save for a specific purpose in a tax-deferred or tax-free way. Ameriana provides Traditional, Roth and Educational IRAs, plus Savings Incentive Match Plans for Employees (SIMPLE), Simplified Employee Pension Plans (SEPs) and Keogh accounts, all insured by the FDIC.
Our Ameriplus savings account earns a market rate of interest and has no monthly service charge if a minimum average daily balance is maintained. This tiered interest account rewards savers with higher rates of interest based on their higher balances.
Use this regular savings plan to set aside money for holiday expenses. We automatically withdraw the balance and mail a check directly to you each October and there are no account maintenance fees.
Contact us about your savings options today.
1Deposit(s) must be under $900 to be accepted. Deposits may not be available for immediate withdrawal.