Transaction Account Guarantee Program

Ameriana Bank is participating in the Federal Deposit Insurance Corporation's ("FDIC") Transaction Account Guarantee Program.  Under this program, all funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

If you have any questions about the Transaction Account Guarantee Program, please contact Mr. Al Williams, Vice President - Compliance Officer at 765-521-7702 (800-487-2118), email al.williams@ameriana.com or visit the FDIC website.