Ameriana can customize a loan for your needs. We provide all types, from unsecured personal notes to fixed rate home equity loans, and everything in between. Buy a car, motorcycle, boat, RV or even take out a home equity line of credit to pay for college.
Our consumer loans include:
No purchase is quite as exciting as a new car. Our auto loan rates are competitive, whether the vehicle is new or used. We'll show you a wide range of financing terms and help design a payment plan to fit your budget. Apply now.
Make your home work for you with an Ameriana home equity revolving line of credit. We can offer convenient, easy access to funds secured by the equity in your home.
You can benefit from:
*Interest on this type of loan may be tax deductible. Please consult your tax advisor for information.
Borrow a lump sum at a fixed rate with a fixed monthly payment based on your home's equity. Also called a Fixed Rate Home Equity Loan, Ameriana's second mortgages range from $5,000 to $100,000 with terms up to 15 years.
*Interest on this type of loan may be tax deductible. Please consult your tax advisor for information. Closing fees include appraisal, title, flood and recording fees.
This Ameriana consumer loan is secured with the funds in your savings or certificate of deposit account. You still have easy access to the funds you need - up to 90 percent of your account balance - and continue to earn interest, too.
Deposit Account Loans have:
VISA® cards are the world's most widely used and accepted form of credit card payment. Choose from our Platinum Edition, Maximum Rewards Platinum Edition, or BucksBack Platinum Edition. We also offer a Secured card for those who have not established credit or those with less than perfect credit.
Platinum Edition: The Platinum Edition Visa comes with no annual fee and an interest-free grace period on new purchases, along with special Platinum benefits good worldwide.
Maximum Rewards Platinum Edition: Card members receive redeemable points.
BucksBack Platinum Edition: Card members earn 1% cash back for purchases with no annual fee.
First Bankcard VISA® (Secured Card): People with troubled credit histories or those new to the United States will benefit the most from this card. Card members can build a positive credit history while using the card with a limit that is set by their own savings deposit.
*The Index Rate is the highest U.S. Prime Rate as published in the Wall Street Journal on any day during the 90 days immediately preceding the last day of each calendar month.
**The Index Rate is the highest one-month London Interbank Offered Rate as quoted in the Wall Street Journal on any day during the 90 days immediately preceding the last day of each calendar month.
Apply for this revolving line of credit that, if approved, is linked to your checking account to act as overdraft protection.
Knowing how much you can borrow makes the buying process easier and gives you negotiation power to get the best possible price. Contact us today to get started.